Overview
Brandy Bruyere counsels financial institutions, particularly credit unions, on a wide range of federal and state compliance matters related to lending, deposits, governance, vendor contracts, and risk management. She helps clients navigate complex financial regulations, including the Truth in Lending Act, Fair Lending laws, the Real Estate Settlement Procedures Act, the Gramm-Leach-Bliley Act, and regulations governing unfair, deceptive, or abusive acts and unfair trade practices. Brandy also provides guidance on compliance with the Telephone Consumer Protection Act, the Military Lending Act, the Servicemembers Civil Relief Act, National Credit Union Administration regulations, and Bank Secrecy Act/anti-money laundering requirements.
Prior to joining Honigman, Brandy served as Vice President of Regulatory Compliance & Senior Counsel for the National Association of Federally-Insured Credit Unions (NAFCU). In that role, she led NAFCU’s regulatory compliance team, assisting credit unions with a variety of compliance challenges. She advised on regulations applicable to consumer and business financial services, including deposit accounts, loans, credit cards, and mortgages. She also counseled clients on remedying compliance violations by updating processes, procedures, and disclosures, and provided guidance on regulatory requirements for credit union mergers.
Brandy’s experience includes assisting clients in working with regulators to resolve examination findings and other alleged violations, as well as reviewing and revising agreements and disclosures for deposit accounts and loans. She also helps financial institutions negotiate vendor agreements to ensure compliance with regulatory requirements while protecting their business interests.
Services
Practice Areas
Experience
Representative Matters
- Advised on multiple credit union mergers and acquisitions including regulatory requirements and obtaining approvals, notice requirements, and legal issues relative to integration
- Served as expert witness on National Credit Union Administration regulations in an arbitration matter
- Advised on the Small Business Administration’s Small Business Lending Company license application process
Prior Experience
- National Association of Federally-Insured Credit Unions (NAFCU), Vice President of Regulatory Compliance & Senior Counsel, October 2021-December 2021; Vice President Of Regulatory Compliance, August 2015–September 2021; Regulatory Compliance Counsel, December 2013–August 2015
- University of Maryland, , September 2012–December 2013
Credentials
Education
- cum laude
Admissions
- District of Columbia
- Maryland
Recognition
Professional & Community Involvement
American Bar Association, Business Law Section; Credit Union Committee, Co-Chair, Supervision Subcommittee, 2018-2021; Chair, Operations Subcommittee, 2021-present
Board of Trustees, Christ Episcopal School, Rockville, MD