Insurance and Reinsurance Recovery

Honigman’s Insurance and Reinsurance Recovery Group represents insureds and reinsureds in all aspects of insurance recovery—from negotiating policy language to analyzing claims to litigating and resolving coverage disputes. Our singular goal is to maximize our clients’ recovery of insurance and reinsurance proceeds to which they are entitled.

Advice and Advocacy

Whether our clients are dealing with first-party losses or defending third-party claims, we provide comprehensive support and strategic guidance. Our attorneys analyze policies and contractual insurance requirements, evaluate coverage, and advise on reservations of rights and denials of coverage.

We work proactively to help clients preserve coverage and ensure compliance with policy terms. Our team has extensive experience advocating for policyholders, negotiating with insurers and reinsurers, and resolving disputes efficiently and effectively. We are known for our tenacious representation and ability to achieve favorable outcomes, whether through negotiation, mediation, arbitration, or litigation.

Litigation and Arbitration

We represent corporate policyholders in high-stakes insurance and reinsurance litigation and arbitration. Our team has successfully handled complex coverage disputes across industries and jurisdictions, including cases involving:

• First-party property losses and business interruption claims
• Professional and general liability coverage
• Directors and officers (D&O) insurance
• Securities fraud, antitrust, and cyber liability

Our attorneys have represented clients in state and federal courts nationwide, including for example in Illinois, Michigan, New York, California, Texas, Oklahoma, Louisiana, and Delaware, as well as in international insurance arbitrations, including in Bermuda and proceedings under ARIAS rules.

We are also a leader in representing single-parent captive insurers in reinsurance disputes and arbitration. Our work in this area—particularly in the healthcare sector—expands and complements our deep policyholder coverage expertise.

National Recognition and Industry Leadership

Our Insurance and Reinsurance Recovery Group is recognized for its strategic and creative approach to resolving coverage disputes. Our team includes attorneys who serve as arbitrators on the American Arbitration Association’s roster of neutrals and a Fellow of the American College of Coverage Counsel.

We are frequently retained by other attorneys to provide insurance coverage counsel in complex matters, a testament to our reputation and experience. Clients and industry peers recognize our attorneys as trusted advisors who provide clear, pragmatic, and strategic guidance in high-profile insurance disputes.

• Secured $12 million in coverage for a first party property loss after the insurer’s initial denial;
• Successfully resolved a variety of batch claims involving captives and sexual misconduct claims with reinsurance funds totally more than $1 billion in the aggregate;
• Represented captive in 4 week arbitration in Bermuda and London involving complex reinsurance disputes arising from pre-suit settlement of numerous medical malpractice claims due to experimental procedures on hundreds of patients;
• Negotiated favorable settlement with a reinsurer involving a coverage dispute over application of the criminal acts exclusion;
• Represented insured in successful negotiations to secure coverage with cyber carrier arising out of the release of confidential business records of thousands of clients stored electronically on company’s server;
• Counseled prominent healthcare system in securing contribution from various reinsurers following the settlement of multiple medical malpractice lawsuits involving instrument sterilization claims;
• Obtained a favorable dismissal of a $30 million claim for withdrawal fees against former subscribers of a reciprocal insurer.

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